Individual life insurance policies have become very expensive. 40% of all households in the United States have NO life insurance at all and 53% have $50,000 or less! In today’s world, these are staggering statistics. This is the primary reason Group Term Life insurance has become a valuable alternative.
The need for life insurance is generally greater when individuals are raising a family. Unfortunately, this is also the time when excess income is at its lowest and the need to purchase higher amounts of life insurance is at its highest.
Group Term Life can help to meet their life insurance needs at reasonable rates.
By using a successful direct marketing strategy, we provide:
- Value – Life insurance brings immense value into the lives of insureds and their families.
- Stronger Relationships - Through direct mail, organizations can reach key segments of the population with coverage options under $100,000, virtually not available anywhere else in the industry.
- Quality & Committed Partner – Over 30 years expertise in providing the highest standards of service, including answering all incoming phone calls personally between 5:00 AM and 5:00 PM, Pacific Time.
We use a targeted marketing approach and private label all mailings to build on the affinity between the individual and the institution.
We offer a variety of ongoing marketing promotions that will be implemented to meet the needs of the institution and potential insureds. Mailing programs are analyzed and updated frequently.
Ongoing promotions currently include:
- Birthday Mailings provide simplified issue 10-Year Level Term coverage in advance of an age driven rate increase. Ages 18-50 and includes a Living Benefit.
- 50 Plus Life mailings provide affordable coverage for ages 50-74, renewable to age 95. Includes a Living Benefit.
- New Account Welcome promotion offers guaranteed issue coverage for new account holders. Ages 18-49 and renewable to age 75.
- Special Needs program offers coverage to those individuals who typically are declined due to health problems. Ages 0-80 and renewable to age 100.
All mailings are printed with the institution’s name and logo and include a letter from the President/CEO. The Administrator covers the entire cost of the mailing (design, printing, folding, stuffing, postage, etc.). There is NO risk or cost to the institution.
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